Home insurance

Need home insurance? Crefin & Partners: your independent insurance advisor helps you choose home insurance that perfectly suits your home and situation.

Your home is likely your biggest asset. Home insurance (also known as buildings insurance) protects you against financial consequences if something goes wrong with the home itself. Think of damage caused by fire, storm, or leaks. Request a free, no-obligation consultation and discover how to insure your home properly and affordably.

What is home insurance?
Home insurance covers the fixed components of your house, such as walls, roof, floors, kitchen, and bathroom—everything you cannot simply take with you when you move. Home insurance covers damage caused by fire, storms, lightning strikes, leaks, burglary, and sometimes also collisions or falling trees.

For owner-occupied homes, this insurance is often mandatory through your mortgage lender. We ensure that you are neither under- nor overinsured, so that you are never faced with any surprises in the event of damage.
What can you insure with home insurance?
You can choose from various levels of coverage, from basic to all-risk. Standard coverage includes damage caused by fire, storm, water, and burglary. With more comprehensive coverage, accidents in and around the house are often included as well.

Extra options, such as glass breakage or damage caused by leaks from an aquarium or waterbed, can often be added. Request a free consultation. Our insurance advisor will review the value of your home and your personal wishes with you to ensure the right coverage. Would you like to know the cost of our advice? Then view our rates.

Home insurance: frequently asked questions

  • Protection of your most valuable asset against unexpected damage
  • Peace of mind: knowing that your house can be rebuilt or repaired
  • Often mandatory with a mortgage, but also very sensible without a mortgage
  • Option to add all-risk coverage for extra security
At Crefin & Partners, we independently compare the best options for you.
  • Ensure your house is not underinsured (check the rebuilding value).
  • Storm damage often involves an excess or wind force clause.
  • Extensions or renovations usually must be reported.
  • Not all damage (such as wear and tear or intent) is covered.

For an owner-occupied home, it is often done via the mortgage, but without a mortgage, it is highly recommended.


Usually from wind force 7 or 8, sometimes at your own risk.

Yes, you usually have to report an extension, addition, or solar panels.

With many insurers, yes, up to a certain amount.

In that case, it is wise to have the insured sum adjusted to prevent underinsurance.

Yes, that is a frequently chosen additional module.