Need work equipment insurance? Crefin & Partners: your expert and independent insurance advisor helps you insure your work equipment.
Do you use machines, vehicles, or other work equipment on a daily basis? Then, naturally, you want to be well insured against damage, theft, or accidents. With work equipment insurance, you protect both your machines and your business against unexpected costs. At Crefin & Partners, we are happy to help you find insurance that suits your operations and equipment.
Construction equipment is often a major investment. When a machine is damaged or breaks down, this can have significant financial consequences and cause delays in your operations. With good insurance, you prevent unexpectedly facing high repair or replacement costs for your construction equipment. Construction equipment insurance is beneficial for companies and entrepreneurs in sectors including: construction, transport and logistics, agriculture, landscaping, earthmoving, and industry.
Work equipment insurance provides coverage for damage to or caused by work equipment. Examples include: excavators, forklifts, aerial work platforms, tractors, shovels, mobile cranes, sweepers, etc. Depending on the coverage, damage due to theft, fire, vandalism, or a collision may also be insured.
Work equipment includes, among other things, machines and vehicles used for work activities, such as excavators, forklifts, aerial work platforms, and tractors.
Is work equipment insurance mandatory?
That depends on the type of machine. For some vehicles with a license plate, there is a statutory obligation to have liability insurance.
Is theft also reimbursed?
Yes, theft is covered by many work equipment insurance policies. However, conditions may apply, such as security requirements.
Can I also insure against damage to third parties?
Yes, you can often also include liability coverage. This insures you against damage caused to others by the work equipment.
Are accessories and attachments insured?
That is possible. Many insurance policies offer the option to include extra parts and accessories in the coverage.
Does the insurance also apply during transport?
Depending on the policy, work equipment may also be insured during transport to and from a project location.
How is the premium determined?
The premium depends on, among other things, the type of machine, its value, usage, and the desired coverage. We would be happy to provide you with a targeted price based on your specific work equipment.
Can Crefin & Partners help compare policies?
Certainly. We independently compare various providers and help you choose work equipment insurance that aligns well with your company and operations.
