Buying your next home: frequently asked questions -

Can I transfer my current mortgage?

Yes, you can often transfer your mortgage via the relocation scheme. Our Mortgage Advisor will assess whether this is advantageous or if a new mortgage would be a better fit.

What is equity and how do I use it?

Equity is the difference between the sale value of your current home and your outstanding mortgage debt. You can use this to buy a more expensive house. Crefin & Partners calculates it for you.

What do I do first: buy or sell?

That depends on your situation. Selling first provides certainty, but buying first can result in a new home faster. It is also possible to arrange a bridging loan, allowing you to buy first and then sell. You will have double expenses temporarily, but you will have more options. Our Mortgage Advisor outlines the pros and cons.

How much does your advice cost?

Our first consultation is free and without obligation. You pay a fixed price for our full advice, which can be found on our rates page . These costs are tax deductible.

Can I buy a house with a BKR registration?

A positive BKR registration is usually not a problem. In the case of a negative registration, we look for solutions. Crefin & Partners compares options from 40 banks.