Absenteeism insurance

Need absenteeism insurance? Crefin & Partners: your independent insurance advisor helps you cover the absenteeism risk of your employees.

Long-term employee sickness absence can become a significant financial burden for your company. You have to continue paying wages while simultaneously incurring reintegration costs. Absenteeism insurance covers these risks and offers support with the guidance process. At Crefin & Partners, as independent insurance advisors, we help you choose an absenteeism insurance policy that suits your workforce, industry, and absenteeism policy. Request a free consultation and discover how to keep absenteeism costs manageable.

What is absenteeism insurance?
Absenteeism insurance reimburses (part of) the wages you continue to pay to sick employees and often also covers the costs of occupational health services, reintegration, and preventive measures. Absenteeism insurance helps you manage absenteeism financially and practically, ensuring that long-term sick leave does not have a major financial impact on your company.
What can you cover with absenteeism insurance?
You can choose coverage starting from the first day of illness or after a waiting period. Options for continued salary payment for up to 2 years, reintegration costs, occupational health services, and preventive measures are often included.

As your independent insurance advisor, we provide advice based on your absenteeism history, industry, and number of employees. Contact us for a free consultation. Would you like to know the cost of our advice? Then please visit our rates page.

Absenteeism insurance: frequently asked questions

  • Protection against high costs due to long-term absenteeism
  • Professional support with reintegration and laws and regulations
  • Lower premiums possible through good absenteeism policy
  • More peace and focus on your daily business operations
Our insurance advisor ensures a policy that is realistic and suitable for your company.
  • The premium depends heavily on the industry, absenteeism history, and preventive measures taken.
  • Choose a suitable waiting period and deductible amount
  • Good absenteeism policy and prevention can significantly reduce premiums.
  • Optionally combine with disability insurance for the entrepreneur themselves.
No, but for employees with an obligation to continue paying wages, it is highly advisable.

Often 70% to 100%, depending on the chosen coverage.

Usually up to 2 years (up to the WGA period).

Yes, often up to a certain maximum amount.

Yes, through prevention, deductibles, and a good absenteeism policy.

No, maternity leave and childbirth leave are not covered by absenteeism insurance.