Separating with an owned home: a step-by-step plan - We make separating regarding your jointly owned home as easy as possible. This is the step-by-step plan:

We make separating regarding your jointly owned home as easy as possible. This is the step-by-step plan:

Step 1: Orientation

Consider hiring a mediator to make agreements regarding the house, alimony, and more. Our Mortgage Advisor would be happy to review your financial situation in relation to the house and the mortgage.

Step 2: Making appointments

Once you have made agreements about what to do with the house (sell, take over, or leave undivided), have these recorded in a covenant or settlement agreement.

Step 3: Meeting with the mortgage advisor

We investigate for you whether the agreements made are feasible. Can one partner bear the mortgage? Or what is the equity or remaining debt after the sale? We consult with the bank to see if they also agree to your arrangements.

Step 4: Arranging the mortgage

Are you opting for a mortgage takeover or a new mortgage because you are buying your own home? You provide the documents, we handle the application.

Step 5: Completion

In the event of a divorce, the divorce is registered. We then adjust the mortgage or (if desired) arrange a new mortgage for each of you. In the case of a relationship breakdown between cohabiting partners who are not married or in a registered partnership, this can be done immediately.