Holiday home insurance: frequently asked questions

No, it is not legally required. However, many parks or mortgage lenders often do require insurance.

Usually not. A holiday home often requires separate insurance because it is used differently than a primary residence.

Yes, in most cases. Storm, fire, and water damage are often covered under the basic coverage.

Yes, damage due to burglary and theft is usually covered, depending on the terms of the policy.

In that case, it is important to report this. Renting out can affect coverage and premiums.

Yes, you can often insure the contents of your holiday home separately or as an additional policy.

The premium depends on, among other things, the value, location, usage, and chosen coverage of the holiday home.

Certainly. We provide an independent review and help you choose a recreational home insurance policy that suits your situation and needs.