Holiday home insurance

Need holiday home insurance? Crefin & Partners: your independent insurance advisor helps you effectively insure your holiday home.

Do you have a holiday home or recreational property where you enjoy spending time? Then naturally, you want it to be well insured against damage, burglary, or other unexpected situations. With holiday home insurance, you ensure that your second home remains well protected, even when you are not there. At Crefin & Partners, we are happy to help you find suitable insurance for your holiday home.

What is holiday home insurance?
A holiday home is often occupied less frequently than a regular home. As a result, the risk of damage or the discovery of damage is sometimes greater. Consider, for example: leaks that are only discovered late, burglary during absence, or storm damage without immediate inspection. With good holiday home insurance, you prevent these types of situations from having major financial consequences.
What can you insure with recreational home insurance?
Recreational property insurance is specifically intended for second homes or holiday homes. Coverage may include, among other things: fire damage, storm and water damage, burglary and vandalism, glass damage, and damage to fixed components of the recreational property. Depending on the policy, you can also include contents and outbuildings in the coverage.

Holiday home insurance: frequently asked questions

No, it is not legally required. However, many parks or mortgage lenders often do require insurance.
Usually not. A holiday home often requires separate insurance because it is used differently than a primary residence.
Yes, in most cases. Storm, fire, and water damage are often covered under the basic coverage.
Yes, damage due to burglary and theft is usually covered, depending on the terms of the policy.
In that case, it is important to report this. Renting out can affect coverage and premiums.
Yes, you can often insure the contents of your holiday home separately or as an additional policy.
The premium depends on, among other things, the value, location, usage, and chosen coverage of the holiday home.
Certainly. We provide an independent review and help you choose a recreational home insurance policy that suits your situation and needs.