Accident insurance: frequently asked questions

  • Financial buffer in case of serious consequences of an accident
  • Payout is often tax-free
  • Fast processing
  • Low premium for high payouts
Our insurance advisor ensures a suitable policy without unnecessary costs.

  • Only accidents are covered, not illness.
  • The payment is a one-time payment, not a monthly allowance.
  • Pay attention to the definitions of disability
  • Combine with disability insurance for more comprehensive coverage
No, the accident insurance only pays out the pre-agreed amount in the event of permanent disability or death.

Yes, the one-time payment is usually exempt from income tax.

Often yes, up to a certain age.

Yes, unless it involves an extreme sport, such as bungee jumping, skydiving, etc.