Buying your first home: a step-by-step plan

Before you start viewing houses, it is smart to know how much you can borrow and what your monthly payments will be. Do you want a new-build home or an existing house? Our Mortgage Advisor will help you map this out free of charge and without obligation during a initial consultation. This way, you know exactly where you stand.

Do you know your budget and housing preferences? Time to start looking for your dream home! You can go out on your own, but a buyer's agent can help you find the best deals. Visit multiple houses to discover what is truly important to you, such as the neighborhood, the size, or a house that is ready to move into.

Found what you're looking for? Then it's time to make an offer. Don't start with your maximum price right away, so you leave room to negotiate. Exciting? Absolutely! Our Mortgage Advisor gives you tips on making a smart offer and guides you through every step.

Has your offer been accepted? Congratulations! Now we will finalize the mortgage. At Crefin & Partners, we compare offers from 40 banks to find the mortgage that suits you. We discuss everything: from the fixed-rate period to what happens in unexpected situations such as illness or death. You provide the necessary documents, we do the rest.

As soon as everything is finalized, you will receive the mortgage offer. This is the official offer from the bank. After signing the mortgage offer, the time is almost here: your house in Vorstenbosch or the surrounding area is getting closer and closer!

At the notary, you sign the deed of transfer and the mortgage deed. As soon as that is done, the house is officially yours. Time to get the moving boxes ready!

Yes, you have the key to your first house! Time to toast and enjoy your new home.