Contents insurance: frequently asked questions - - Crefin & Partners

What are the benefits of contents insurance?

Protection of your business assets against unexpected damage
Prompt payout in case of loss or damage
Option to insure comprehensively
Peace during daily business operations

Our insurance advisor ensures suitable insurance.

What are the key considerations regarding disability insurance?

Ensure an accurate inventory value to avoid underinsurance.
Stock and machines often have separate conditions.
The deductible may vary depending on the cause of damage.
Report renovations or moving in a timely manner

Is damage caused by one's own fault also reimbursed?

With all-risk coverage, often yes.

Are my stocks insured?

Yes, usually up to a certain amount or based on value.

Does the insurance also cover items outside the premises?

This is often possible with an additional module.

Do I need to adjust the value of my inventory every year?

It is wise to check this periodically.

Is theft from a delivery van covered?

Usually with a separate arrangement.

Can I choose a deductible to lower the premium?

Yes, a higher deductible lowers the premium.