Contents insurance

Need contents insurance? Crefin & Partners: your independent insurance advisor helps you choose contents insurance that perfectly suits your belongings and needs.

Your furniture, clothing, electronics, and other items in your home are often worth thousands of euros combined. Contents insurance protects you against damage or theft of all these movable assets. At Crefin & Partners, as independent insurance advisors, we help you choose contents insurance that fits your belongings and needs. Request a free, no-obligation consultation and discover how to insure your contents smartly.

What is contents insurance?
Contents insurance covers damage to anything loose in your home that you can take with you when you move: furniture, appliances, clothing, jewelry, and sometimes items in the garden or shed. We call this: movable property.

Damage to your contents caused by fire, burglary, storm, water damage, or leakage is reimbursed. With all-risk coverage, you are also insured for accidents you cause yourself, such as knocking over a glass of wine on the sofa, or a young child pulling your expensive TV off the cabinet.
What can you insure with contents insurance?
The standard coverage of a contents insurance policy includes coverage against fire, theft, storm, and water damage. Extensions such as coverage outside the home (for items you take with you), portable electronics, or extra coverage for valuables are often available.

As your independent insurance advisor, we look at the value of your contents and advise whether a basic or all-risk policy suits you better, and which insurer is the best fit for you. Request a free consultation today. Want to know what our advice costs? Then check our rates page.

  • Financial protection against theft or damage to your belongings
  • All-risk option for accidents at home
  • Often worldwide coverage for items taken with you
  • Peace of mind: you don't have to bear the costs yourself
Our insurance advisor ensures suitable coverage without unnecessary costs.
  • Watch out for underinsurance: the insured sum must match the value of your belongings.
  • Theft from a car or shed is often only partially covered.
  • Valuables such as jewelry often have a maximum reimbursement.
  • Deductible may apply per event
With all-risk coverage often yes, with basic coverage not.

Usually up to a certain amount, sometimes with an extra module.

There is often a maximum per category; additional insurance is possible.

With out-of-home coverage, often yes, up to a certain amount.

It is smart to check this periodically, especially after purchases.

Yes, a higher deductible usually means a lower premium.