NHG stands for Nationale Hypotheek Garantie. This is a fund that pays out to the bank if you, as the mortgage holder, can no longer meet your monthly payments. As a result, you are not left with a residual debt and the bank faces less risk. With NHG (up to a home value of €450,000 in 2025), you can also borrow more if your housing costs remain the same. Crefin & Partners would be happy to explain the further benefits and workings of the NHG to you in a personal consultation.
