Professional liability insurance: frequently asked questions

  • Protection against claims that could affect your private assets
  • Professional legal assistance in disputes
  • Often mandatory for certain professions or clients
  • Increased customer confidence
Our insurance advisor ensures a policy that suits your business without unnecessary costs.
  • Not every error is covered (intent and gross negligence are not).
  • Waiting period and retroactive coverage are important
  • Premium depends heavily on industry and turnover
  • Check if you have a collective arrangement through a trade association.
Not legally, but often through contracts or clients.

With retroactive coverage, often yes.

Yes, usually included with a claim.

Yes, the insured sum can be adjusted.

Often as a separate module or included in cyber insurance.