Business liability insurance

Need business liability insurance? Crefin & Partners: your independent insurance advisor helps you limit your liability risks.

As an entrepreneur, you can accidentally cause damage to others. Business liability insurance (AVB) protects your company against the financial consequences of this. At Crefin & Partners, as independent insurance advisors, we help you choose a suitable business liability insurance policy that matches your industry and risks. Request a free consultation and discover how to properly protect your business.

What is business liability insurance?
Business liability insurance covers damage accidentally caused by your company, employees, or products to the people or property of others. Examples include a customer slipping in your store, a technician accidentally hitting a pipe, or a product causing damage. Both property damage and personal injury are covered. For many companies, this insurance is essential, sometimes even mandatory through contracts or clients.
What can you cover with business liability insurance?
The standard coverage of business liability insurance includes liability for damage to third parties during work activities, product liability, and sometimes professional errors. Extensions such as environmental damage, tenants' liability, or coverage for subcontractors are often possible.

As an independent insurance advisor, we look at your industry, activities, and risks to put together the right coverage. Request a free consultation today. Want to know what our advice costs? Then check out our rates page.

  • Protection against high damage claims that could jeopardize your business
  • Professional handling of claims
  • Often required by clients or landlords
  • Peace of mind for you as an entrepreneur
Our insurance advisor ensures a policy that suits your business without unnecessary costs.
  • Not all industries have the same risks – a good risk analysis is important.
  • Deductible and maximum payout may vary per policy.
  • Intentional damage or gross negligence is not covered.
  • Check if your current policy is still up to date after growth or a change in activities.
Not legally, but often through contracts or clients.

Yes, standard with most policies.

Yes, damage caused by employees is covered by the business coverage.

Often yes, but sometimes with additional conditions.

In that case, product liability is especially important to cover.

Yes, this can lower the premium.