Car insurance: frequently asked questions - - Crefin & Partners

What are the benefits of car insurance?

Protection against high damage claims
Choice of different coverage levels
Often competitive premiums with a good comparison
Extra services such as roadside assistance and replacement transport

Our insurance advisor ensures a suitable policy without unnecessary costs.

What are the key considerations for car insurance?

Your age, claim-free years, and postal code influence the premium
Pay attention to the deductible for comprehensive coverage
Young drivers and classic cars often have special conditions
Not all accessories are insured by default

Is car insurance mandatory?

Yes, at least third-party liability coverage is legally required.

What is the difference between limited and full hull?

Comprehensive insurance also covers damage to your own car caused by your own fault.

Is damage caused by joyriding covered?

With a full hull, often yes.

Can I protect my no-claim discount?

Yes, with some insurers that is possible with a no-claim protector.

Is damage to accessories covered?

Often up to a certain amount; additional insurance is possible with various insurers.

Does the insurance also apply abroad?

Usually yes, but there are restrictions for some countries. Always check the Green Card before traveling abroad.