Disability insurance: frequently asked questions

  • Replacement income in case of long-term absence
  • Protection of your private and business finances
  • Tax-deductible premium for many entrepreneurs
  • Peace of mind and security for you and your family
Our insurance advisor ensures a policy that is realistic and affordable.
  • The premium depends heavily on your age, profession, and health.
  • Choose a suitable waiting period and benefit duration
  • Pay attention to the definition of incapacity for work (own profession vs. general).
  • Optionally combine with absenteeism insurance for your staff
Yes, for many entrepreneurs they are considered business expenses.

Depending on the chosen waiting period (often 30 days to 2 years).

Yes, if it leads to disability.

Yes, you determine the desired monthly amount yourself.

Yes, with most policies you can choose a partial payout.