Liability insurance: frequently asked questions - - Crefin & Partners

What are the benefits of liability insurance?

Protection against high damage claims from others
Coverage for the whole family, including pets
Peace in your daily life
Often a low premium for high coverage

Our insurance advisor ensures that you do not pay too much and are still well insured.

What are the key considerations for liability insurance?

Intentional damage or damage during work is usually not covered
An excess often applies to property damage
Check if your employer or sports club already offers group liability coverage
Additional coverage may be required when renting out your home

Is liability insurance mandatory?

No, but it is very sensible to have.

Is damage to my own belongings also covered?

No, you need contents or home insurance for that.

Are my pets covered?

Yes, usually, but that can sometimes vary per policy. We check this for you in advance if you have pets.

Is damage caused by my child covered?

Yes, children are insured by default.

Does the insurance also apply abroad?

Often during holidays, but not when living or working abroad.

Can I choose a higher deductible?

Sometimes it is possible to choose a higher deductible. This can lower the premium.