Liability insurance: frequently asked questions - - Crefin & Partners

What are the benefits of general liability insurance?

Protection against high damage claims that could jeopardize your business
Professional handling of claims
Often required by clients or landlords
Peace of mind for you as an entrepreneur

Our insurance advisor ensures a policy that suits your business without unnecessary costs.

What are the key considerations for a General Liability Insurance (AVB)?

Not all industries have the same risks – a good risk analysis is important.
Deductible and maximum payout may vary per policy.
Intentional damage or gross negligence is not covered.
Check if your current policy is still up to date after growth or a change in activities.

Is General Liability Insurance mandatory for my company?

Not legally, but often through contracts or clients.

Is product liability included in the insurance?

Yes, standard with most policies.

Are my employees covered too?

Yes, damage caused by employees is covered by the business coverage.

Does the insurance also cover subcontractors?

Often yes, but sometimes with additional conditions.

What if I sell products online?

In that case, product liability is especially important to cover.

Can I choose a higher deductible for a lower premium?

Yes, this can lower the premium.