Liability insurance

Need liability insurance? Crefin & Partners: your independent insurance advisor helps you choose a liability insurance policy that perfectly suits your needs.

Accidentally causing damage to someone can happen to anyone. Liability insurance protects you and your family against the often high costs of damage you accidentally cause to others. At Crefin & Partners, as independent insurance advisors, we help you choose a suitable liability insurance policy. Request a free, no-obligation consultation and discover how to properly protect yourself and your family against liabilities.

What is liability insurance?
Liability insurance covers damage that you or your family members accidentally cause to people, animals, or the property of others. Think of a ball through a neighbor's window, your dog knocking someone over, or your child accidentally dropping a friend's mobile phone.

Both property damage and personal injury are covered. In the Netherlands, this insurance is not mandatory, but it is highly recommended because costs can skyrocket without insurance. On the other hand, the premium is very low compared to other types of insurance, making it an attractive option.
What can you insure with liability insurance?
Standard liability insurance covers you, your partner, children, and pets. You can often extend your liability insurance to include coverage for guests, babysitters, or volunteer work.

Some liability insurance policies also cover damage caused by your bicycle. As your independent insurance advisor, we look at your family composition and lifestyle to recommend the right coverage. Request a free consultation today. Want to know what our advice costs? Check out our rates page.

  • Protection against high damage claims from others
  • Coverage for the whole family, including pets
  • Peace in your daily life
  • Often a low premium for high coverage
Our insurance advisor ensures that you do not pay too much and are still well insured.
  • Intentional damage or damage during work is usually not covered
  • An excess often applies to property damage
  • Check if your employer or sports club already offers group liability coverage
  • Additional coverage may be required when renting out your home
No, but it is very sensible to have.

No, you need contents or home insurance for that.

Yes, usually, but that can sometimes vary per policy. We check this for you in advance if you have pets.

Yes, children are insured by default.

Often during holidays, but not when living or working abroad.

Sometimes it is possible to choose a higher deductible. This can lower the premium.